suit, which seeks class action status, Monday in U.S. District Court for the Southern District of New York. She and her same-sex spouse are enrolled in Aetna’s student health plan for Columbia University, which provides broad coverage for assisted reproductive procedures, such as intrauterine insemination and in vitro fertilization, according to the suit.The policy provides immediate coverage, without any out-of-pocket cost, to people who attest that they have had unprotected heterosexual intercourse for 12 months without a pregnancy resulting.
But it “requires individuals who cannot conceive through intercourse due to their sexual orientation or gender identity to pay out of pocket for 12 cycles of IUI before Aetna will provide them with.