What if using a credit card meant being deadnamed every time that you pulled it out. Due to defunct security practices at traditional banks, for most of the trans community that's reality.
If you ask yourself what money means to you, I bet you'd say freedom, access, and opportunity. Unfortunately, if you're trans, safety is a part of that mix as well.
Nearly every trans and nonbinary person acutely knows the fear of anticipating the other party's response to a perceived mismatch between the name on their credit card and the way that person is read.
I'll never forget the first time I heard a cashier call me by my true name. They were a barista at a Washington, D.C. coffee shop.